FAQ
Can I repay part of the loan early?
Yes, whether or not you have overdue payments.
Is the interest recalculated after a partial repayment?
Yes. Interest is charged on the remaining principal, so it goes down after a partial repayment. «Calculator» and «My loan» show how much it will be under your tariff.
Can I repay the whole loan early?
Yes. The full repayment amount includes all overdue payments (if any), the interest for the actual loan period, any penalty owed, and the remaining principal.
Can I take back part of the pledge after a partial repayment?
No. The pledged property is returned only after full repayment.
What do you accept as a pledge?
We accept gold jewellery of any colour, 585 and 750 fineness; mobile phones, tablets, laptops, monitors and TVs without defects and with the original box and the fiscal purchase receipt; desktop computers in working order; and cars in working order, with or without the right to drive them.
